Property Mortgage
& Finance Support
Need financing? We help connect investors with UAE mortgage providers offering competitive rates and flexible terms.
How We Can Help
Mortgage Eligibility Guidance
Find out what you qualify for as a resident or international buyer.
Loan Application Support
Get expert help with paperwork, approvals, and the entire process.
Bank & Developer Financing
Compare mortgages with developer-backed payment plans.
Exclusive Mortgage Offers
Get access to special rates and financing deals.
Not sure how much you can borrow?
Use our Mortgage Calculator to estimate your loan amount, monthly payments, and interest rates in just a few clicks.
Residency Status
Age
Income Type
Property Price (AED)
Down Payment (AED)
Interest Rate (%)
Loan Term (Years)
Important Notice:
- Minimum down payment for UAE residents: 20%
- Minimum down payment for international investors: 40%
- Maximum loan term: 25 years
Loan Summary
Maximum Loan Amount
AED 800,000
Monthly Payment
AED 4,844
Total Interest Paid
AED 362,471
Upfront Costs
Down Payment AED 200,000
Registration Fee AED 4,000
Dubai Land Department Fee (4%) AED 40,000
Mortgage Registration (0.25%) AED 2,000
Valuation Fee AED 3,000
Real Estate Agency Fee (2%) AED 20,000
Total Upfront Cost AED 269,000
We work with the
following mortgage providers
Frequently Asked Questions (FAQs)
Can I get a mortgage in the UAE if I’m not a resident?
Yes! Many UAE banks offer mortgage options for international buyers. However, non-residents may need to provide a higher down payment and meet specific eligibility criteria.
How much do I need for a down payment?
For UAE residents, the minimum down payment is usually 20% for properties under AED 5 million. For non-residents, it’s typically 25% or more.
How long does mortgage approval take?
It generally takes between 7 to 21 days, depending on the bank and your financial situation.
What are post-handover payment plans?
These allow you to pay a portion of the property cost after receiving the keys, making it easier to manage your finances.
What’s the typical mortgage term in the UAE?
Mortgage durations range from 5 to 25 years, depending on your preference and eligibility.
Are there any hidden costs when buying an off-plan property?
Yes, you should budget for Dubai Land Department (DLD) fees, registration charges, mortgage processing fees, and service charges.
How can I get started with the mortgage process in the UAE?
You can start by reaching out to our team for a free consultation, or use our Mortgage Calculator to check your eligibility.
Speak to Our Real Estate Experts
Looking for expert advice on Dubai’s off-plan real estate market? Get in touch today for a free consultation.
